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    Competitive terms and rates


    We offer car buying assistance


    Extended warranty contracts


    Gap insurance


    Automatic Loan Payment from Shares or Share Drafts


    Credit Life up to $30,000


    Credit Disability


Current Rates
Type Annual Percentage Rate
New Auto

as low as 3.40%

Used Auto

as low as 4.40%

Misc Collateral

as low as 7.50%

Farm & Lawn Equipment

(New and Used)

as low as 6.50%

Recreational Vehicles (New)

as low as 5.00%

Recreational Vehicles (Used)

as low as 6.00%

Share Secured


Term Share Secured

2.00% above Certificate Rate

Mobile Homes

as low as 9.50%

Unimproved Property

(up to 6 yr)

as low as 4.75%
Unimproved Property

(7 - 12 yr)

as low as 5.25%
1st and 2nd Mortgage

(up to 7 yr)

as low as 4.75%
1st and 2nd Mortgage

(8 - 14 yr)

as low as 5.25%
Unsecured as low as 10.00%
Rates are effective as of February 23, 2016. Rates are subject to change without notice. Interest rates may be higher based on an evaluation of your credit performance and a down payment may be required. District 05 DOTD Federal Credit Union does business in accordance with the Equal Credit Opportunity Act.

Equal Housing Opportunity

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

Simple Loan Calculator


Use our loan calculator to help you determine

the loan financing amount and payment options that are best for you.

Interest Rate       %
Number of Years      
Loan Principal   $
Monthly Payment Amount $


These results are approximate and are intended for information only. The accuracy of the results is not guaranteed by District 05 DOTD Federal Credit Union.